Cosmetic Surgeries that Can Be Covered By Insurance

cosmetic surgeries

What do plastic surgery, changes to your nose, weight loss surgery, liposuction, breast implants, and buttock enhancement have in common? The answer is insurance coverage. However, not all cosmetic surgeries can be covered by insurance companies or your health plan. Several procedures require an uninsured patient to pay cash upfront for the services. This blog post will cover cosmetic surgeries that may be covered by health insurance.

Cosmetic Surgeries that CAN Be Covered By Insurance

Nose Job

Flattening out your nose is one of the most common procedures that millions of people undergo. While sleep apnea can cause your nose to be crooked, it’s the doctor’s office that decides if you need surgery to fix it. You may have already heard that rhinoplasty isn’t covered by insurance unless there is a medical need for it. The truth is that insurance companies are looking for the most effective way to cut costs. Nose jobs are more costly than many other cosmetic surgeries so it’s reasonable to expect your health plan to cover them.


Many insurances cover liposuction but ask your doctor what you need to do to get this benefit. There are several steps you can take to get the most out of your liposuction procedure. For example, you can lose weight before surgery to make yourself more desirable to surgeons. If you go into the doctor’s office with a good idea of what you want, there shouldn’t be any surprises when the process is over.

Mama Makeover

No one wants their mother looking old and wrinkly. A lot of mothers have the surgery if their children are getting married. Of course, you can probably get that insurance, but it’s probably going to cost more than you expect. If you are having reconstructive surgery, it’s probably because you’ve had children. Insurance probably covers that.

Tummy Tuck

You’ve heard of girls getting breast implants. The procedure isn’t cheap either, but most health insurance policies cover most. A mother may also choose to have a tummy tuck, so she doesn’t look so old. It’s not exactly covered by health insurance either. You can probably get it with a little planning, but there’s a chance you could be shocked by the price.

Buttock Enhancement

If you’ve done a little research on cosmetic surgeries and seek guide to medicare surgery, this one will come as no surprise. Buttock augmentation is a procedure that is typically covered by health insurance. Why? Men are told when they’re young that their rear end needs to be big and growing from all the hours they spend playing sports or sitting at a desk. While this isn’t the only reason, it’s a big factor. Finding a surgeon willing to do the procedure can be difficult if you have a great-looking rear end.

Tongue Reduction

This procedure isn’t for everyone, but if you have a big tongue that’s overloading your mouth, then it might be the right thing to do. You may also want to think about reducing your tongue if you have problems speaking due to how your tongue is structured. Tongue reduction surgery is typically covered by health insurance. While it’s not the only procedure that’s covered by insurance, it’s worth looking into.

Breast Lift

This procedure is typically covered by health insurance. Breast augmentation and breast lift surgeries make up a big part of plastic surgery services. If you want to look better and feel better about yourself, it’s worth looking into how your health plan buys these procedures. There are a lot of steps you can take to get the most bang out of your buck.


Abdominoplasty is typically covered by health insurance. Abdominoplasty surgery, otherwise known as a tummy tuck, is the most common procedure for plastic surgeons in the United States each year. When you get such a large procedure done to your body, you want to make sure that insurance will cover it. Many obese folks have this surgery because their weight has stretched out their skin. Many health issues can make it difficult to wear clothing, so this procedure is well worth looking into.

Body Lift

Surgery isn’t cheap. Getting a body lift procedure is expensive, but there’s no reason to feel like you’re losing money if you look at your health insurance statement after the surgery. Body lifts are one of the most common procedures that insurance companies pay for out of pocket. The surgery does help you get rid of stretch marks and excess skin, so it’s a good investment.

Eyelid Surgery

If you feel like you need to get your eyelids surgery, then insurance coverage is most likely available. Insurance companies cover all kinds of surgery, and eyelid surgery is one of them. The surgery allows you to get rid of bags under your eyes, and for that reason, it’s worth looking into. Many things can cause excess skin around your eyes, and insurance typically covers the surgery.


Many insurance companies cover labiaplasty surgery. Women who have extra skin on their vulvas may choose to get the procedure done. The procedure does help with hygiene issues and other problems, so it’s one of the more common procedures covered by health insurance. If you want to get rid of the excess skin, it’s worth talking to your doctor about the benefit of the procedure.

Hair Transplant

Hair transplant surgery is a big deal. Sometimes people who have a lot of hair don’t realize that insurance companies may cover hair transplant surgery. It can be expensive when you need to have a lot of thick hair transplanted onto your head. Insurance typically covers this procedure. It’s a good idea to talk to your doctor to find out if it’s the right thing to do.

Blepharoplasty or Eyelid Surgery

There are a few common procedures done by folks who want to get plastic surgery. Eyelid surgery is one of them. If you’ve got excess skin on your eyelids, you may need the procedure done. If you’ve had an accident and your eyelids are damaged, you may need surgery. Eyelid surgery is usually covered by insurance so that you can ask your doctor about it.


There are a lot of reasons to get plastic surgery. These procedures can help you look better, feel different about yourself, and do more things in life without feeling bad. If you consider getting plastic surgery, find out if your health insurance policy covers the procedure before you have it done. The last thing you need is a big bill waiting for you when you come out of anesthesia.